Every home buyer has a unique situation and may require a specialized loan program. There are various programs available and our associates can guide you through the process.The following are a few of the options:

FIRST TIME HOME BUYERS
Are you getting ready to buy your first home?
There are a variety of programs and options for first time homebuyers to make it easier to buy your first home. You can get assistance for closing costs or down payments, or there are a variety of home loan programs set up specifically for first time homebuyers

VETERAN BUYERS
Did you know that there are programs to help veterans with the cost of buying their home?  Tim Straub is a United States Veteran of Operation Desert Storm, and is always looking for ways to connect with and help other veterans and military personnel. As a veteran, you can qualify for loans that are up to 100% financed - that's right $0 down!  If you're a veteran, contact us today, so that we can get you the best deal when you buy your next home.

REHAB LOANS
Did you know that you can roll the price of renovations into your new home loan?  Whether the kitchen in your new home needs renovated or you want to add a garage, there are loan programs to meet your needs. You can choose a house that has almost everything you want, and fix the rest before you move in. 

CUMBERLAND COUNTY GRANT
Need help with your downpayment or closing costs?
Depending on your income, there are grants available to homebuyers that reside in Cumberland County, that will cover part or all of your closing costs or downpayment.  

DAUPHIN COUNTY GRANT
Did you know that you can get help paying for your home or closing costs if you live in Dauphin County?
You can get assistance from the Dauphin County Economic Development program depending on your qualifications. 

FHA LOAN PROGRAM
Did you know you can qualify for a reduced downpayment by using an FHA loan rather than a conventional loan?  FHA loans allow down payments as low as 3.5% for qualifying individuals. There are certain stipulations for you and the home you purchase, in order to qualify for these lower downpayment loans.  
Find out if you qualify today!

USDA LOAN PROGRAM
Did you  know you can get 100% financing on certain properties?
USDA loans aren't only for farms. There are properties in both Cumberland and Dauphin counties that qualify for USDA loans, which offer zero downpayment! There are certain income stipulations, in order to qualify for USDA financing. Please contact us to find out if a home you are looking for qualifies for USDA loans.

Let us help you find your dream home today!